From the teller line to the numbers
Turns out I could sell to a brick wall. Two and a half years later I was a branch manager. From there, ops consultant for the state of Mississippi — 12 branches, 130 people who had to do what I said, no one reporting to me. Then in April 2017, I went home as a data analytics consultant. Writing formulas, building pivot tables, telling the story behind the numbers for Wells Fargo leadership. Working 20 hours a week, getting paid for 40. I was good at it, and it was easy, and I thought I'd retire there.
The real estate dream
The real estate dream did come true, eventually. December 2018, I bought my first rental — turnkey, $85,000. Second one in May 2020 for $95k. I did the landlording thing. Evicted tenants. Garnished wages. Built fences. Did all of it. Sold them both in the summer of 2021 and walked away with $50,000 in appreciation without touching them. My wife was relieved.
“A bookkeeper? That’s the little old lady with the journals…”
In the fall of 2022, I was on the treadmill trying to figure out how to monetize a financial coaching business. I stumbled onto a YouTube video about bookkeeping and thought — a bookkeeper? That's the little old lady with the journals going to see the pharmacist once a month to balance the checkbook.
It was not that.
It was the perfect marriage of everything I'd built. The banking background told me what a lender needs from a business owner before they hand out money. The real estate experience meant I spoke the language. The data analytics work meant I understood how to read the numbers and tell the story. I got QuickBooks certified, started the business in September 2022, and those two guys I'd been coaching on the side became my first clients.
Thank you, Wells Fargo
I wasn't planning on it being anything more than a side hustle. Then January 18th, 2024, Wells Fargo announced that all remote workers needed to return to office — not the local branch, but Charlotte. Phoenix. Dallas. I had a 2% mortgage, seven years left, a house I'd remodeled twice, and four homeschooled kids. I wasn't going anywhere.
Two days later, January 20th, I walked into my first real estate networking meeting and started asking for business. By the time Wells Fargo displaced me on November 15th, I had replaced my income. We finished 2024 with 19 clients.
Thank you, Wells Fargo.
What we do today
Today, Money on the Mend serves nearly 50 clients — about 70% real estate investors — with a full team of bookkeepers and a growing set of systems built specifically for the way investors actually operate. We do daily bookkeeping, not monthly catch-up. We push financials by the 15th. We speak the language of long-term rentals, short-term rentals, mid-term rentals, flips, new builds, BRRRR, subject-to, wraps, creative financing, seller finance, wholesaling, and everything in between. If it shows up on a HUD or a closing disclosure, we know what to do with it.
Brandon, Mississippi
I'm in Brandon, Mississippi with Amanda — my wife and high school sweetheart since 2005 — and our four kids. We homeschool. We travel. We're faith-driven, and that shapes how we run this business — with integrity, with care, and with a genuine interest in seeing our clients win.
We'd love to have you join the MOTM family. This isn't a transactional relationship. We treat our clients and our team the same way — like people who matter. If you're ready to get your books off your plate and your numbers working for you, grab some time. We'd love to meet you.
